While you (hereinafter, the “User”) browse the websites:

• www.iaf-consulting.com 

• www.iaf.education 

(all these Websites hereinafter, the “Website”), your data may be processed through the installation of cookies and similar technologies by the following entity:

Institute of Advanced Finance. Hereinafter, IAF or “we”.

The User is hereby informed that we only have direct control over our own cookies installed in our Website, but not third party cookies. You will find detailed information on the third parties that install cookies on the Website below.

A cookie is a data storage and retrieval device, which contains information about the User’s navigation through the Website. Cookies are sent to the User’s browser by the websites they browse, including the Website, and afterwards stored on the User’s computer.

The data that we collect and process via the use of cookies includes the following usage and device-related data:

• The date and time of the last time the user visited our website.

• The content that the user viewed during his/her/their first visit to our website.

• The user’s login data.

• The default language.

• Device type, operating system and version, browser type and settings, device ID or other individual device identifier and individual device token.

• IP address of the device you use for email access

For the personalization activities explained in the following topics, your personal data may be combined to gather information about your interests, as explained hereinafter.

Cookies are used to collect information about the User’s navigation in order to provide our services, to measure the performance of our website, as well as to show you personalized advertising related to your preferences, by obtaining data necessary to profile your browsing habits, such as pages visited, frequency of access, time used and similar parameters.

• Technical Cookies: Technical cookies are essential for you to be able to navigate and use the functions of a website. In general, these cookies enable the different functions of the website, make your navigation more secure or provide functionalities that are previously requested by you. As they are necessary for the operation of the site, these cookies will be activated by default and cannot be denied. IAF can use these cookies to save your selection of cookies in our configurator and make your navigation more stable or secure.

• Functional Cookies: IAF may set cookies on your device that are necessary to enable the functionalities you use, as their use is based on the need to provide the requested services. If you disable or block all Cookies in your browser, your navigation on the Platform may not be optimal and some of the utilities may not function properly.

• Analysis Cookies: These Cookies collect information about how visitors use the Platform, such as which pages they visit most frequently, whether they receive error messages from websites, which sections of the Platform they access, or which buttons on the Platform they click, including quantification of ad impacts. The information obtained by these Cookies is unlikely to represent a risk to the privacy of users, as they are analyzed in an aggregate form to obtain statistics and reports that allow the operation of the Platform to be improved.

We may share the data obtained through the installation of cookies on the Website with the following categories of recipients:

• Service Providers. We have service providers to assist us in the management, analysis and continuous improvement of the Website.

• Third parties that install cookies on the Website. The entities that install their cookies on the Website will use the data collected through their cookies for the purposes indicated above.

These communications may in some cases be made to entities located outside the EEA (European Economic Area) or countries recognized as safe by the EU, which would imply an international transfer of data.

Upon entering the Website, the User will receive a notice about the use of cookies in accordance with this Cookie Notice. In particular, the User may give explicit consent to the installation of cookies, reject the installation of any cookie and configure the installation of certain sets of cookies. Notwithstanding the foregoing, the User may configure or revoke the consent given for the use of cookies at any time.

The user also has the ability to disable cookies by modifying the settings of their browser. In the links below, the user will find more information on how to manage the use of cookies and disable them to revoke consent, depending on the browser used. However, please note that this will imply a less satisfactory browsing experience that may even be faulty. For more information on how to disable cookies, please visit:

• Internet Explorer:

  • https://support.microsoft.com/es-es/windows/eliminar-y-administrar-cookies-168dab11-0753-043d-7c16-ede5947fc64d 

• Firefox:

  • https://support.mozilla.org/es/kb/Borrar%20cookies 

• Google Chrome:

  • https://support.google.com/accounts/answer/32050?co=GENIE.Platform%3DDesktop&hl=es 

• Safari:

  • https://support.apple.com/es-es/guide/safari/sfri11471/mac 

• Opera:

  • https://help.opera.com/Windows/11.50/es-ES/cookies.html

The User may send a communication to info@iaf-consulting.net ; info@iaf-education.net, with the reference “Data Protection”, enclosing evidence of his/her/their identity, at any time and free of charge, to:

• Revoke the consents granted.

• Obtain confirmation as to whether IAF is processing personal data concerning the User or not.

• Access to their personal data.

• Rectify inaccurate or incomplete data.

• Request the deletion of their data when, among other reasons, the data are no longer necessary for the purposes for which they were collected.

• Obtain from IAF the limitation of data processing when any of the conditions provided for in the data protection regulations are met.

• Object to the processing of your data. In these cases, IAF will stop processing your data, except for compelling legitimate reasons, or the exercise or defense of possible claims.

• Request the portability of their data.

We may modify this Cookie Notice in accordance with the applicable legislation at any given time. In any case, we will inform the User of any modification of the Cookie Notice that has a relevant impact on their privacy and the protection of their data, and in the event that the applicable regulations so require, we will give them the possibility of granting their consent again.